The Great Modern Uncommon and Common Search – Data Crunching Part 2

By: Jared Yost

Drawing inspiration from my coverage of Khans uncommons and commons, I decided to put together a list that was slightly more… ambitious. I figured, if there was value in deciding which uncommons and commons from the latest set have financial implications, why not look into even more sets for other gems that have maintained or increased in value over the years?

I also wanted to expand a bit more on my work for modern buylist data crunching, which involved seeing which vendors that MTGPrice tracked (I later completed a review of Card Kingdom) offered the highest buylist prices on average. However, some players aren’t really going to care about shopping around – they have a buylist that they use and will continue using that buylist because it is convenient for them rather than always splitting up orders between multiple buylists. So the question becomes, instead of which buylist offers the best prices what are the cards I should be looking out for in general that will sell well to almost any buylist? Odds are you are going to be selling lots of bulk picks to a buylist, so I wanted to see what the most valuable Modern uncommons and commons that go to buylists in general are.

I hope this article will prove useful to bulk pickers, those tireless souls that spend hours upon hours looking through bulk boxes for the gems that the rest of us find useful. If there is enough interest, I can continue tracking the value of uncommons and commons for the remaining older sets in the Magic (barring sets like Alpha, where basically every card is worth $5 or more).

For now though, I think Modern is a good starting point because it is the newest eternal format that is gaining interest again due to the Onslaught fetchlands being reprinted in Khans. There are many uncommons and commons on the list (see appendix) that have popped up in Modern builds over the past year and have gained some value due to being discovered as useful in the format.

However, a large majority of the uncommons and commons on this list have maintained value due to casual demand. Casuals drive a large part of the demand from the market, so when you see cards like Salt Marsh, Zombify, and Mirrodin’s Core being listed on buylists you really shouldn’t be that surprised. As Anthony Capece recapped in a groundbreaking MTG finance piece last November, cards from newer sets are printed in vastly higher quantities than older sets. Starting with Innistrad, the card printers that Wizards contracts to make Magic must have been jumping for joy from the amount of work that Wizards (Hasbro, really) sent their way.

This is also reflected in the pricing data. Before arriving at Innistrad, I could find numerous uncommons and commons from the pre-Innistrad sets that retailed for $0.50 or more on TCGPlayer. The number of post-Innistrad uncommons and commons that retail for $0.50 on TCGPlayer (barring Modern Masters and Conspiracy, of course) are noticeably lower. Khans being the only exception, since the set is so new still that we’ll need a year for the uncommons and commons to be printed into oblivion and decrease in price too.

OK, so you’re probably wondering what trends I’ve found after glancing through that appendix. Let’s first start with the most expensive uncommons and commons by retail price that are legal in Modern. I will refer to as Tier 1 uncommons and commons.

TCGPlayer Retail – Tier 1 Modern Uncommons and Commons

Card Name Set TCGPlayer Value Avg Buylist
Sensei’s Divining Top* Champions of Kamigawa $25.99 $14.78
Aether Vial Darksteel $21.93 $15.64
Aven Mindcensor Future Sight $11.98 $7.50
Remand Ravnica: City of Guilds $11.39 $9.50
Counterbalance Coldsnap $9.67 $6.92
Cursecatcher Shadowmoor $8.36 $4.12
Serum Visions Fifth Dawn $6.97 $4.50
Ghostly Prison Champions of Kamigawa $6.94 $3.46
Flames of the Blood Hand Betrayers of Kamigawa $6.02 $4.20
Lightning Greaves Mirrodin $5.99 $4.00
Dryad Arbor Future Sight $5.99 $3.50
Inquisition of Kozilek Rise of the Eldrazi $5.99 $3.69
Path to Exile Conflux $5.82 $2.95
Path to Exile Modern Masters $5.74 $3.50
Merrow Reejerey Lorwyn $5.50 $2.00
Skullclamp* Darksteel $5.24 $3.92
Heritage Druid Morningtide $5.17 $2.28
Stoke the Flames M15 $4.91 $3.50
Tolaria West Future Sight $4.80 $3.00
Imperious Perfect Lorwyn $4.54 $2.95
Isochron Scepter Mirrodin $4.51 $4.60
Harmonic Sliver Time Spiral $4.25 $3.96
Kitchen Finks Shadowmoor $4.19 $1.91
Kitchen Finks Modern Masters $3.88 $2.05
Might of Old Krosa Time Spiral $3.81 $1.75
Keen Sense Planar Chaos $3.80 $2.00

*Not Modern format legal

Not surprising here is that many of these card are Modern or Legacy tournament staples, such as Sensei’s Divining Top and Aether Vial. However, cards like Ghostly Prison, Lightning Greaves, Imperious Perfect, and Harmonic Sliver are the casual gold I was talking about that usually comes out of these bulk boxes because players focused on tournament play don’t care about them. If you continue on to the next 25 or so cards with higher retail values you will continue to see more casual cards show up in the list. These are your Tier 2 Modern uncommons and commons.

TCGPlayer Retail – Tier 2 Modern Uncommons and Commons

Card Name Set TCGPlayer Value Avg Buylist
Tectonic Edge Worldwake $3.79 $1.00
Hinder Champions of Kamigawa $3.75 $1.30
Silvergill Adept Lorwyn $3.75 $2.00
Smash to Smithereens Shadowmoor $3.66 $2.00
Spell Snare Dissension $3.57 $2.95
Shattering Spree Guildpact $3.50 $2.08
Spell Snare Modern Masters $3.49 $2.25
Gilder Bairn Eventide $3.45 $2.77
Necrotic Sliver Planar Chaos $3.30 $2.31
Shatterstorm 10th Edition $3.25 $1.65
Beseech the Queen Shadowmoor $3.23 $1.50
Ancient Ziggurat Conflux $3.15 $2.27
Sylvan Scrying 10th Edition $3.13 $1.38
Liliana’s Caress M11 $3.00 $1.93
Mind Funeral Alara Reborn $2.99 $2.06
Squelch Champions of Kamigawa $2.93 $1.80
Lightning Helix Ravnica: City of Guilds $2.92 $1.25
Steelshaper’s Gift Fifth Dawn $2.90 $1.03
Lightning Helix Modern Masters $2.89 $1.52
Simian Spirit Guide Planar Chaos $2.86 $1.15
Sylvan Scrying Mirrodin $2.85 $1.22
Mind Funeral Modern Masters $2.85 $1.55
Hedron Crab Zendikar $2.65 $1.50
Sowing Salt Betrayers of Kamigawa $2.59 $0.92
Elvish Promenade Lorwyn $2.59 $1.50
Mishra’s Bauble Coldsnap $2.52 $1.70

 

This list is where we start seeing cards like Hedron Crab and Mind Funeral – cards that might be tournament playable under the right circumstances but really are just popular with casual mill players looking to build sixty card mill decks, using only the best mill cards available from Magic’s history. I can keep going like this, tiering cards out based on price, though again I will emphasize that all of my research is located in the appendix which is the reference that you can use to take a look at the multitude of cards I’ve found.

Instead I would like to showcase the highest buylist prices and lowest spreads that I found. I’ll cover the highest buylist prices out of the data set next.

TCGPlayer Retail – Highest Buylist Modern Uncommons and Commons

Card Name Set TCGPlayer Value Avg Buylist
Aether Vial Darksteel $21.93 $15.64
Sensei’s Divining Top* Champions of Kamigawa $25.99 $14.78
Remand Ravnica: City of Guilds $11.39 $9.50
Aven Mindcensor Future Sight $11.98 $7.50
Counterbalance Coldsnap $9.67 $6.92
Isochron Scepter Mirrodin $4.51 $4.60
Serum Visions Fifth Dawn $6.97 $4.50
Flames of the Blood Hand Betrayers of Kamigawa $6.02 $4.20
Cursecatcher Shadowmoor $8.36 $4.12
Lightning Greaves Mirrodin $5.99 $4.00
Harmonic Sliver Time Spiral $4.25 $3.96
Skullclamp* Darksteel $5.24 $3.92
Inquisition of Kozilek Rise of the Eldrazi $5.99 $3.69
Dryad Arbor Future Sight $5.99 $3.50
Path to Exile Modern Masters $5.74 $3.50
Stoke the Flames M15 $4.91 $3.50
Ghostly Prison Champions of Kamigawa $6.94 $3.46
Tolaria West Future Sight $4.80 $3.00
Path to Exile Conflux $5.82 $2.95
Imperious Perfect Lorwyn $4.54 $2.95
Spell Snare Dissension $3.57 $2.95
Gilder Bairn Eventide $3.45 $2.77
Necrotic Sliver Planar Chaos $3.30 $2.31
Heritage Druid Morningtide $5.17 $2.28

*Not Modern format legal

I wanted to see what the most valuable cards on a buylist were, on average, for Modern uncommons and commons. Yes, Aether Vial and Sensei’s Divining Top made this list again, no surprises there. But did you know some stores are paying $3.50 for Stoke the Flames, an M15 uncommon? That seems like pretty easy money to me there – take out all those Stokes that you drafted during M15 and make a nice bit of cash from them, especially since when it rotates from Standard that price is going to tank really hard. There is no way in the long run that Stoke the Flames has a higher buylist price than Heritage Druid, Imperious Perfect, and Path to Exile.

Something that jumped out to me right away is that Isochron Scepter has arbitrage right now – there is a buylist out there buying Isochron Scepters for more than TCGPlayer retail. Seems like a good time to pick up some Scepters before TCGPlayer retail catches up with the demand. Speaking of which, let’s see from the appendix data which cards have arbitrate opportunities or low spreads.

Arbitrage Opportunities / Lowest Spreads

Card Name Set TCGPlayer Value Buylist Value Spread
Psychotrope Thallid Planar Chaos $0.99 $1.04 -5.05%
Isochron Scepter Mirrodin $4.51 $4.60 -2.00%
Thirst for Knowledge Modern Masters $0.50 $0.50 0.00%
Talisman of Dominance Mirrodin $0.53 $0.50 5.66%
Harmonic Sliver Time Spiral $4.25 $3.96 6.82%
Leatherback Baloth Worldwake $0.68 $0.63 7.35%
Bile Blight Born of the Gods $0.59 $0.53 10.17%
Banishing Light Journey Into Nyx $1.95 $1.75 10.26%
Chromatic Star 10th Edition $1.43 $1.25 12.59%
Pathrazer of Ulamog Rise of the Eldrazi $1.94 $1.69 12.89%
Swarm of Rats 8th Edition $0.75 $0.64 14.67%
Remand Ravnica: City of Guilds $11.39 $9.50 16.59%
Telekinetic Sliver Time Spiral $0.60 $0.50 16.67%
Spell Snare Dissension $3.57 $2.95 17.37%
Electrolyze Guildpact $2.00 $1.65 17.50%
Gilder Bairn Eventide $3.45 $2.77 19.71%
Serra Angel M15 $0.54 $0.43 20.37%
Great Furnace Mirrodin $0.73 $0.58 20.55%
Terminate Alara Reborn $0.99 $0.78 21.21%
Fabricate Mirrodin $1.83 $1.43 21.86%
Lava Spike Champions of Kamigawa $1.49 $1.16 22.15%
Drove of Elves Shadowmoor $1.82 $1.41 22.53%
Molten Rain Mirrodin $1.19 $0.92 22.69%
Spectral Procession Shadowmoor $1.62 $1.25 22.84%
Treetop Village 10th Edition $1.47 $1.13 23.13%
Rift Bolt Modern Masters $1.20 $0.90 25.00%
Skullclamp* Darksteel $5.24 $3.92 25.19%
Genesis Chamber Darksteel $2.40 $1.75 27.08%
Blackmail 9th Edition $1.83 $1.32 27.87%
Ancient Ziggurat Conflux $3.15 $2.27 27.94%

 *Not Modern format legal

I’m betting this is the list that surprised most of you. These are the cards that have arbitrage and the lowest spread out of the entire list. Yes, that’s right – Psychotrope Thallid, a card that I didn’t even know existed, currently has the lowest spread amongst all Modern legal uncommons and commons. Card Kingdom is buying these guys for more than what TCGPlayer is selling on average. Also among the negative spread club are Mirrodin Isochron Scepters which are also being bought by Card Kingdom. Again, these numbers tell me that I should probably pick up some copies of these uncommons in anticipation of a climb in retail price in the future. However, this is definitely much riskier than a rare or mythic rare arbitrage opportunity because a reprint of an uncommon will kill the current price and wipe out the arbitrage.

Bile Blight and Banishing Light seem to be very popular Standard uncommons, so any extras of these you have can be sent back to buylists and give you good value. Random casual uncommons and commons with low spreads include such cards as Talisman of Dominance, Harmonic Sliver, Leatherback Baloth, Pathrazer of Ulamog, Swarm of Rats, Telekinetic Sliver, Gilder Bairn, Terminate, Drove of Elves, and Ancient Ziggurat.

Final Thoughts

Always be on the lookout for hot Modern uncommons and commons. There are certain casually popular uncommons and commons especially that fly under the radar but at the same time are flying off the shelves of game stores around the country (and even the globe!). Picking bulk has always been a good path to gaining value out of your collection, or a recently acquired collection, and I hope that this article shows that value through exhibiting both tournament and casual retail and buylist prices.

Arbitrage is present, however unlike rares and mythics uncommons and commons are much more risky to try and make profits by buying single cards in mass quantities. At any time Wizards could reprint that uncommon or common if the demand is present. Feel free to pick up undervalued uncommons and commons but make sure you time your offloading them correctly.

Finally, here is the appendix I have been referring to throughout the entire article. Please feel free to print it out and reference it the next time you are sit down to pick through Modern bulk.

Appendix

Appendix – Modern Uncommon and Common Master List

 


All pre-Innistrad cards from sets have a TCGPlayer retail value of $0.50 or more. All Innistrad and later set cards have a TCGPlayer retail value of $0.25 or more.

Sets cover Eighth Edition through Khans of Tarkir.

SetCard NameTCGPlayer ValueBuylist ValueSpread
10th EditionChromatic Star1.431.250.12587412587413
10th EditionTreetop Village1.471.130.2312925170068
10th EditionMind Stone0.750.540.28
10th EditionTelling Time0.530.290.45283018867925
10th EditionPrimal Rage1.470.80.45578231292517
10th EditionSoul Warden0.760.40.47368421052632
10th EditionShatterstorm3.251.650.49230769230769
10th EditionWhispersilk Cloak0.690.340.50724637681159
10th EditionSylvan Scrying3.131.380.5591054313099
10th EditionSpark Elemental0.590.260.55932203389831
10th EditionRelentless Rats1.660.730.56024096385542
10th EditionAura of Silence1.940.790.59278350515464
10th EditionRule of Law1.320.480.63636363636364
10th EditionFaerie Conclave10.360.64
10th EditionOrnithopter0.560.090.83928571428571
10th EditionMogg Fanatic0.590.090.84745762711864
10th EditionBlanchwood Armor0.730.090.87671232876712
10th EditionDiabolic Tutor0.650.060.90769230769231
8th EditionSwarm of Rats0.750.640.14666666666667
8th EditionChoke1.340.890.33582089552239
8th EditionUrza's Power Plant1.580.990.37341772151899
8th EditionUrza's Tower1.610.90.44099378881988
8th EditionUrza's Mine1.540.590.61688311688312
8th EditionCoastal Piracy0.560.180.67857142857143
8th EditionStory Circle0.950.30.68421052631579
8th EditionNoble Purpose0.540.170.68518518518519
8th EditionSerra Angel0.510.080.84313725490196
8th EditionMerchant Scroll0.990.150.84848484848485
8th EditionZombify0.590.070.88135593220339
8th EditionFecundity0.560.060.89285714285714
8th EditionCuriosity0.650.060.90769230769231
8th EditionAmbition's Cost0.730.050.93150684931507
8th EditionSalt Marsh0.530.020.9622641509434
9th EditionBlackmail1.831.320.27868852459016
9th EditionSerra's Blessing10.720.28
9th EditionSummer Bloom1.561.090.30128205128205
9th EditionUrza's Mine1.51.030.31333333333333
9th EditionGift of Estates2.491.670.32931726907631
9th EditionUrza's Tower1.7510.42857142857143
9th EditionSwarm of Rats0.970.50.48453608247423
9th EditionUrza's Power Plant1.860.840.54838709677419
9th EditionKird Ape0.980.430.56122448979592
9th EditionSleight of Hand2.4310.58847736625514
9th EditionSeething Song1.090.390.64220183486239
9th EditionSoul Warden0.740.20.72972972972973
9th EditionRewind0.560.090.83928571428571
9th EditionCruel Edict0.580.070.87931034482759
9th EditionZombify0.710.070.90140845070423
9th EditionDiabolic Tutor0.530.050.90566037735849
9th EditionBlanchwood Armor0.530.030.94339622641509
Alara RebornTerminate0.990.780.21212121212121
Alara RebornMind Funeral2.992.060.31103678929766
Alara RebornLorescale Coatl1.811.210.33149171270718
Alara RebornQasali Pridemage1.50.80.46666666666667
Alara RebornMage Slayer1.010.50.5049504950495
Alara RebornBloodbraid Elf1.620.780.51851851851852
Alara RebornWall of Denial1.660.650.60843373493976
Alara RebornZealous Persecution0.840.130.8452380952381
Alara RebornArdent Plea0.880.120.86363636363636
Avacyn RestoredLightning Mauler0.330.090.72727272727273
Avacyn RestoredBlood Artist1.80.480.73333333333333
Avacyn RestoredWolfir Avenger0.30.050.83333333333333
Avacyn RestoredThunderous Wrath0.2901
Betrayers of KamigawaFlames of the Blood Hand6.024.20.30232558139535
Betrayers of KamigawaSosuke's Summons0.520.260.5
Betrayers of KamigawaThroat Slitter1.050.520.5047619047619
Betrayers of KamigawaSowing Salt2.590.920.64478764478764
Betrayers of KamigawaNinja of the Deep Hours0.690.070.89855072463768
Born of the GodsBile Blight0.590.530.10169491525424
Born of the GodsSearing Blood0.920.440.52173913043478
Born of the GodsDrown in Sorrow0.880.420.52272727272727
Born of the GodsSpringleaf Drum0.520.220.57692307692308
Born of the GodsArchetype of Courage0.490.20.59183673469388
Born of the GodsFanatic of Xenagos0.330.050.84848484848485
Born of the GodsRagemonger0.340.050.85294117647059
Born of the GodsKiora's Follower0.2901
Champions of KamigawaLava Spike1.491.160.22147651006711
Champions of KamigawaDesperate Ritual0.790.50.36708860759494
Champions of KamigawaSquelch2.931.80.38566552901024
Champions of KamigawaSensei's Divining Top25.9914.780.43131973836091
Champions of KamigawaGhostly Prison6.943.460.5014409221902
Champions of KamigawaTime of Need0.850.380.55294117647059
Champions of KamigawaHinder3.751.30.65333333333333
Champions of KamigawaKodama's Reach0.770.10.87012987012987
Champions of KamigawaSakura-Tribe Elder0.80.090.8875
ColdsnapCounterbalance9.676.920.28438469493278
ColdsnapColdsteel Heart1.671.160.30538922155689
ColdsnapRite of Flame1.731.20.30635838150289
ColdsnapMishra's Bauble2.521.70.32539682539683
ColdsnapStromgald Crusader2.281.250.45175438596491
ColdsnapMartyr of Sands1.210.490.59504132231405
ColdsnapLightning Storm0.570.20.64912280701754
ColdsnapRune Snag0.790.240.69620253164557
ColdsnapArctic Flats0.830.240.71084337349398
ColdsnapBlizzard Specter0.930.220.76344086021505
ColdsnapFrost Marsh0.940.220.76595744680851
ColdsnapJuniper Order Ranger1.180.190.83898305084746
ColdsnapTresserhorn Sinks0.640.060.90625
ColdsnapBoreal Shelf0.680.060.91176470588235
ColdsnapJötun Grunt0.740.060.91891891891892
ColdsnapKrovikan Mist0.5101
ConfluxAncient Ziggurat3.152.270.27936507936508
ConfluxPath to Exile5.822.950.49312714776632
ConfluxReliquary Tower2.4810.59677419354839
ConfluxHellspark Elemental0.950.240.74736842105263
ConfluxCountersquall0.760.090.88157894736842
ConfluxVolcanic Fallout0.790.090.88607594936709
ConspiracyMortify0.420.270.35714285714286
ConspiracySwords to Plowshares2.271.220.4625550660793
ConspiracyBrainstorm0.980.50.48979591836735
ConspiracyDeathreap Ritual0.260.120.53846153846154
ConspiracyVolcanic Fallout0.30.10.66666666666667
ConspiracySquirrel Nest0.750.250.66666666666667
ConspiracyVictimize0.320.10.6875
ConspiracyBreakthrough0.430.120.72093023255814
ConspiracyFact or Fiction0.550.060.89090909090909
ConspiracySplit Decision0.30.020.93333333333333
ConspiracySakura-Tribe Elder0.3701
Dark AscensionImmerwolf0.420.160.61904761904762
Dark AscensionStromkirk Captain0.470.080.82978723404255
Dark AscensionChalice of Life0.360.060.83333333333333
Dark AscensionThought Scour0.330.050.84848484848485
Dark AscensionDiregraf Captain0.450.050.88888888888889
Dark AscensionLingering Souls0.470.050.8936170212766
Dark AscensionTragic Slip0.410.020.95121951219512
Dark AscensionStrangleroot Geist0.420.020.95238095238095
Dark AscensionDrogskol Captain0.2901
Dark AscensionPyreheart Wolf0.2801
DarksteelSkullclamp5.243.920.25190839694656
DarksteelGenesis Chamber2.41.750.27083333333333
DarksteelÆther Vial21.9315.640.28682170542636
DarksteelCoretapper0.940.430.54255319148936
DarksteelDarksteel Citadel1.470.20.86394557823129
DarksteelMirrodin's Core0.510.050.90196078431373
DarksteelArcbound Crusher0.730.070.9041095890411
DissensionSpell Snare3.572.950.17366946778711
DissensionPlaxcaster Frogling10.50.5
DissensionCoiling Oracle0.940.410.56382978723404
DissensionUtopia Sprawl2.080.760.63461538461538
DissensionTrygon Predator0.990.320.67676767676768
DissensionSimic Growth Chamber1.080.150.86111111111111
DissensionGhost Quarter0.840.10.88095238095238
Dragon's MazeFar // Away0.390.10.74358974358974
Dragon's MazeWear // Tear0.450.10.77777777777778
Dragon's MazeSpike Jester0.270.050.81481481481481
Dragon's MazePutrefy0.430.050.88372093023256
Dragon's MazeUnflinching Courage0.750.070.90666666666667
Dragon's MazeWarleader's Helix0.3901
Dragon's MazeSin Collector0.3201
Dragon's MazeTurn // Burn0.3101
EventideGilder Bairn3.452.770.19710144927536
EventideBatwing Brume0.890.580.34831460674157
EventideSpitemare0.60.310.48333333333333
EventideQuillspike0.840.340.5952380952381
EventideWistful Selkie0.950.340.64210526315789
EventideSlippery Bogle1.420.50.64788732394366
EventideUnmake0.850.250.70588235294118
EventideCrumbling Ashes0.910.260.71428571428571
EventideFlickerwisp1.060.290.72641509433962
EventideVoracious Hatchling0.630.090.85714285714286
EventideNettle Sentinel0.640.080.875
Fifth DawnEternal Witness2.471.750.2914979757085
Fifth DawnSerum Visions6.974.50.35437589670014
Fifth DawnRelentless Rats1.540.90.41558441558442
Fifth DawnKrark-Clan Ironworks2.271.30.4273127753304
Fifth DawnCranial Plating2.241.170.47767857142857
Fifth DawnNight's Whisper1.30.660.49230769230769
Fifth DawnBlasting Station2.31.050.54347826086957
Fifth DawnMagma Jet1.390.610.56115107913669
Fifth DawnEnergy Chamber1.150.50.56521739130435
Fifth DawnGrafted Wargear1.10.40.63636363636364
Fifth DawnSteelshaper's Gift2.91.030.6448275862069
Fifth DawnCondescend0.580.160.72413793103448
Fifth DawnParadise Mantle1.490.240.83892617449664
Future SightAven Mindcensor11.987.50.37395659432387
Future SightTolaria West4.830.375
Future SightDryad Arbor5.993.50.41569282136895
Future SightUtopia Mycon2.191.250.42922374429224
Future SightLlanowar Reborn0.530.190.64150943396226
Future SightEpochrasite0.760.270.64473684210526
Future SightNarcomoeba1.030.350.66019417475728
Future SightStreet Wraith1.530.480.68627450980392
Future SightSword of the Meek1.410.30.78723404255319
Future SightSpin into Myth0.530.10.81132075471698
GatecrashDuskmantle Guildmage0.460.220.52173913043478
GatecrashAlpha Authority0.350.150.57142857142857
GatecrashBurning-Tree Emissary1.30.50.61538461538462
GatecrashVizkopa Guildmage0.270.10.62962962962963
GatecrashSkullcrack1.060.350.66981132075472
GatecrashBoros Charm2.380.470.80252100840336
GatecrashGhor-Clan Rampager0.310.060.80645161290323
GatecrashRapid Hybridization0.810.150.81481481481481
GatecrashExperiment One1.150.190.83478260869565
GatecrashFirefist Striker0.310.050.83870967741935
GatecrashWight of Precinct Six0.430.050.88372093023256
GatecrashSimic Charm0.790.090.88607594936709
GatecrashBoros Elite0.490.050.89795918367347
GatecrashOrzhov Charm0.350.030.91428571428571
GatecrashWasteland Viper0.350.030.91428571428571
GatecrashCartel Aristocrat0.260.020.92307692307692
GatecrashThrull Parasite0.280.020.92857142857143
GatecrashÆtherize0.330.020.93939393939394
GatecrashDimir Charm0.330.020.93939393939394
GatecrashMadcap Skills0.2801
GuildpactElectrolyze21.650.175
GuildpactShattering Spree3.52.080.40571428571429
GuildpactSouls of the Faultless1.450.620.57241379310345
GuildpactMortify0.810.10.87654320987654
GuildpactGelectrode0.890.10.8876404494382
InnistradDelver of Secrets10.550.45
InnistradTrepanation Blade0.310.090.70967741935484
InnistradFull Moon's Rise0.290.070.75862068965517
InnistradReckless Waif0.380.090.76315789473684
InnistradDiregraf Ghoul0.310.060.80645161290323
InnistradMidnight Haunting0.260.050.80769230769231
InnistradInvisible Stalker1.040.190.81730769230769
InnistradIntangible Virtue0.30.050.83333333333333
InnistradGhost Quarter0.330.050.84848484848485
InnistradDissipate0.340.020.94117647058824
InnistradUnburial Rites0.3901
Innistrad***Curiosity0.30.050.83333333333333
Journey Into NyxBanishing Light1.951.750.1025641025641
Journey Into NyxBrain Maggot0.690.350.49275362318841
Journey Into NyxNyx-Fleece Ram2.360.750.68220338983051
Journey Into NyxDakra Mystic0.320.10.6875
Journey Into NyxNyx Weaver0.490.120.75510204081633
Journey Into NyxGnarled Scarhide1.130.250.7787610619469
Journey Into NyxEidolon of Rhetoric0.270.020.92592592592593
Khans of TarkirMonastery Swiftspear1.750.990.43428571428571
Khans of TarkirAbzan Charm0.710.30.57746478873239
Khans of TarkirDespise0.370.150.59459459459459
Khans of TarkirHordeling Outburst0.350.110.68571428571429
Khans of TarkirMurderous Cut0.80.250.6875
Khans of TarkirSandsteppe Citadel0.610.180.70491803278689
Khans of TarkirTreasure Cruise0.340.10.70588235294118
Khans of TarkirSeeker of the Way0.510.130.74509803921569
Khans of TarkirSuspension Field0.270.050.81481481481481
Khans of TarkirNomad Outpost0.50.070.86
Khans of TarkirOpulent Palace0.510.070.86274509803922
Khans of TarkirJeskai Charm0.660.090.86363636363636
Khans of TarkirMystic Monastery0.520.070.86538461538462
Khans of TarkirMardu Charm0.530.070.86792452830189
Khans of TarkirFrontier Bivouac0.570.070.87719298245614
Khans of TarkirWar-Name Aspirant0.310.020.93548387096774
Khans of TarkirStubborn Denial0.330.020.93939393939394
Khans of TarkirSultai Charm0.530.020.9622641509434
Khans of TarkirTemur Charm0.501
LorwynShriekmaw1.510.33333333333333
LorwynImperious Perfect4.542.950.35022026431718
LorwynJagged-Scar Archers1.671.010.39520958083832
LorwynElvish Harbinger1.580.930.41139240506329
LorwynElvish Promenade2.591.50.42084942084942
LorwynSilvergill Adept3.7520.46666666666667
LorwynKnight of Meadowgrain2.251.20.46666666666667
LorwynTreefolk Harbinger1.560.660.57692307692308
LorwynMerrow Commerce1.180.440.6271186440678
LorwynMerrow Reejerey5.520.63636363636364
LorwynPonder0.960.330.65625
LorwynFlamekin Harbinger1.580.430.72784810126582
LorwynVivid Marsh0.610.150.75409836065574
LorwynVivid Creek0.530.10.81132075471698
LorwynVivid Meadow0.610.10.83606557377049
LorwynSpringleaf Drum1.050.160.84761904761905
LorwynVivid Crag0.620.090.85483870967742
LorwynLys Alana Huntmaster0.530.060.88679245283019
LorwynWren's Run Vanquisher0.860.090.8953488372093
LorwynMad Auntie0.70.060.91428571428571
M10Lightning Bolt1.891.360.28042328042328
M10Ponder0.950.410.56842105263158
M10Fabricate1.890.770.59259259259259
M10Relentless Rats1.490.60.59731543624161
M10Soul Warden0.690.140.79710144927536
M11Lightning Bolt1.851.20.35135135135135
M11Liliana's Caress31.930.35666666666667
M11Pyretic Ritual0.950.50.47368421052632
M11Preordain0.710.290.59154929577465
M11Cultivate0.870.240.72413793103448
M11Relentless Rats1.480.20.86486486486486
M11Ajani's Pridemate1.030.130.87378640776699
M11Whispersilk Cloak0.590.020.96610169491525
M12Buried Ruin0.510.340.33333333333333
M12Ponder0.930.380.59139784946237
M12Goblin Grenade0.530.20.62264150943396
M12Spirit Mantle1.680.630.625
M12Swiftfoot Boots0.750.150.8
M12Timely Reinforcements0.550.090.83636363636364
M13Rancor1.521.010.33552631578947
M13Reliquary Tower2.491.190.52208835341365
M13Murder0.520.170.67307692307692
M13Jace's Phantasm1.30.370.71538461538462
M13Vampire Nighthawk0.980.240.75510204081633
M13Mind Sculpt0.390.090.76923076923077
M13Oblivion Ring0.40.090.775
M13Fog Bank10.220.78
M13Rewind0.280.050.82142857142857
M13Knight of Infamy0.290.050.82758620689655
M13Knight of Glory0.460.050.89130434782609
M13Searing Spear0.30.020.93333333333333
M13Tormod's Crypt0.310.020.93548387096774
M13Elixir of Immortality0.330.020.93939393939394
M13Flinthoof Boar0.501
M13Augur of Bolas0.4501
M13Clone0.3801
M14Young Pyromancer1.991.40.2964824120603
M14Manaweft Sliver1.741.10.36781609195402
M14Shadowborn Apostle0.940.190.79787234042553
M14Diabolic Tutor0.270.050.81481481481481
M14Elixir of Immortality0.280.050.82142857142857
M14Banisher Priest0.350.050.85714285714286
M14Brave the Elements0.490.060.87755102040816
M14Domestication0.2801
M14Encroaching Wastes0.2601
M15Serra Angel0.540.430.2037037037037
M15Stoke the Flames4.913.50.28716904276986
M15Furnace Whelp0.480.330.3125
M15Sengir Vampire0.480.330.3125
M15Garruk's Packleader0.520.330.36538461538462
M15Ensoul Artifact1.681.040.38095238095238
M15Illusory Angel0.40.20.5
M15Darksteel Citadel0.990.450.54545454545455
M15Military Intelligence0.290.10.6551724137931
M15Shrapnel Blast0.330.10.6969696969697
M15Venom Sliver0.430.130.69767441860465
M15Diffusion Sliver0.370.110.7027027027027
M15Ajani's Pridemate0.40.10.75
M15Reclamation Sage0.270.020.92592592592593
M15Sunblade Elf0.290.020.93103448275862
M15Leeching Sliver0.40.020.95
M15Ulcerate0.2901
MirrodinIsochron Scepter4.514.6-0.019955654101996
MirrodinTalisman of Dominance0.530.50.056603773584906
MirrodinGreat Furnace0.730.580.20547945205479
MirrodinFabricate1.831.430.21857923497268
MirrodinMolten Rain1.190.920.22689075630252
MirrodinLightning Greaves5.9940.3322203672788
MirrodinLoxodon Warhammer1.170.570.51282051282051
MirrodinSylvan Scrying2.851.220.5719298245614
MirrodinWrench Mind1.240.50.59677419354839
MirrodinRule of Law1.270.50.60629921259843
MirrodinSeething Song0.90.340.62222222222222
MirrodinSeat of the Synod1.110.390.64864864864865
MirrodinThoughtcast0.990.330.66666666666667
MirrodinAncient Den1.330.430.67669172932331
MirrodinCloudpost1.160.250.78448275862069
MirrodinCrystal Shard0.780.150.80769230769231
MirrodinShrapnel Blast0.610.10.83606557377049
MirrodinMyr Retriever0.610.050.91803278688525
MirrodinVault of Whispers0.640.050.921875
Mirrodin BesiegedPlague Myr0.260.10.61538461538462
Mirrodin BesiegedGoblin Wardriver0.310.050.83870967741935
Mirrodin BesiegedSignal Pest0.490.070.85714285714286
Mirrodin BesiegedGo for the Throat1.950.050.97435897435897
Modern MastersThirst for Knowledge0.50.50
Modern MastersRift Bolt1.20.90.25
Modern MastersEternal Witness2.441.650.32377049180328
Modern MastersMulldrifter0.50.330.34
Modern MastersManamorphose2.371.560.34177215189873
Modern MastersSpell Snare3.492.250.35530085959885
Modern MastersPath to Exile5.743.50.39024390243902
Modern MastersMind Funeral2.851.550.45614035087719
Modern MastersNarcomoeba0.930.50.46236559139785
Modern MastersKitchen Finks3.882.050.47164948453608
Modern MastersLightning Helix2.891.520.47404844290657
Modern MastersMyr Retriever0.490.250.48979591836735
Modern MastersElectrolyze2.11.060.4952380952381
Modern MastersStreet Wraith0.810.320.60493827160494
Modern MastersSporesower Thallid0.290.10.6551724137931
Modern MastersMogg War Marshal0.390.130.66666666666667
Modern MastersLava Spike1.590.490.69182389937107
Modern MastersVivid Meadow0.510.150.70588235294118
Modern MastersRelic of Progenitus1.290.360.72093023255814
Modern MastersEpochrasite0.450.10.77777777777778
Modern MastersKrosan Grip0.690.150.78260869565217
Modern MastersMad Auntie0.330.070.78787878787879
Modern MastersSpellstutter Sprite0.460.090.80434782608696
Modern MastersRaven's Crime0.360.070.80555555555556
Modern MastersVivid Creek0.480.090.8125
Modern MastersDesperate Ritual0.880.160.81818181818182
Modern MastersAuriok Salvagers0.350.060.82857142857143
Modern MastersParadise Mantle1.270.20.84251968503937
Modern MastersTrygon Predator0.830.120.85542168674699
Modern MastersShrapnel Blast0.550.070.87272727272727
Modern MastersKodama's Reach0.810.10.87654320987654
Modern MastersTidehollow Sculler0.50.060.88
Modern MastersFlickerwisp0.90.090.9
Modern MastersMurderous Redcap0.80.070.9125
Modern MastersEtherium Sculptor0.580.050.91379310344828
Modern MastersEchoing Truth0.40.030.925
Modern MastersReach of Branches0.280.020.92857142857143
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Modern MastersWorm Harvest0.30.020.93333333333333
Modern MastersPestermite0.410.020.95121951219512
Modern MastersVivid Crag0.480.020.95833333333333
Modern MastersVivid Grove0.490.020.95918367346939
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Modern MastersGrapeshot0.4801
Modern MastersEmpty the Warrens0.4101
Modern MastersDakmor Salvage0.3101
Modern MastersMyr Enforcer0.301
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Modern MastersMasked Admirers0.2601
MorningtideHeritage Druid5.172.280.55899419729207
MorningtideShard Volley1.330.550.58646616541353
MorningtideOona's Blackguard0.60.170.71666666666667
MorningtideBramblewood Paragon0.970.20.79381443298969
MorningtideThornbite Staff0.520.070.86538461538462
New PhyrexiaGitaxian Probe2.221.250.43693693693694
New PhyrexiaMindcrank2.321.280.44827586206897
New PhyrexiaDispatch1.560.850.45512820512821
New PhyrexiaDismember1.250.650.48
New PhyrexiaBeast Within1.9910.49748743718593
New PhyrexiaNoxious Revival0.80.370.5375
New PhyrexiaVapor Snag0.770.290.62337662337662
New PhyrexiaDeceiver Exarch0.680.250.63235294117647
New PhyrexiaShattered Angel0.680.250.63235294117647
New PhyrexiaMental Misstep0.620.190.69354838709677
New PhyrexiaTezzeret's Gambit0.830.240.71084337349398
New PhyrexiaGut Shot0.60.060.9
New PhyrexiaShrine of Burning Rage0.60.050.91666666666667
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Planar ChaosPsychotrope Thallid0.991.04-0.050505050505051
Planar ChaosRebuff the Wicked1.611.160.27950310559006
Planar ChaosNecrotic Sliver3.32.310.3
Planar ChaosBig Game Hunter0.540.310.42592592592593
Planar ChaosPongify0.930.50.46236559139785
Planar ChaosSinew Sliver1.440.760.47222222222222
Planar ChaosKeen Sense3.820.47368421052632
Planar ChaosHarmonize1.460.750.48630136986301
Planar ChaosÆther Membrane0.750.320.57333333333333
Planar ChaosDawn Charm0.520.210.59615384615385
Planar ChaosSimian Spirit Guide2.861.150.5979020979021
Planar ChaosFrozen Æther0.760.250.67105263157895
Planar ChaosDash Hopes0.820.250.69512195121951
Planar ChaosEssence Warden0.930.240.74193548387097
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Planar ChaosKavu Predator0.770.090.88311688311688
Ravnica: City of GuildsRemand11.399.50.16593503072871
Ravnica: City of GuildsLightning Helix2.921.250.57191780821918
Ravnica: City of GuildsTelling Time0.560.220.60714285714286
Ravnica: City of GuildsSuppression Field1.940.720.62886597938144
Ravnica: City of GuildsGolgari Thug1.910.60.68586387434555
Ravnica: City of GuildsDarkblast0.750.190.74666666666667
Ravnica: City of GuildsCongregation at Dawn0.660.10.84848484848485
Ravnica: City of GuildsDimir Aqueduct1.390.210.84892086330935
Ravnica: City of GuildsMuddle the Mixture0.670.090.86567164179104
Ravnica: City of GuildsWatchwolf0.590.050.91525423728814
Ravnica: City of GuildsPutrefy0.690.050.92753623188406
Return to RavnicaShrieking Affliction0.410.250.39024390243902
Return to RavnicaSphere of Safety0.410.120.70731707317073
Return to RavnicaGolgari Charm0.690.190.72463768115942
Return to RavnicaSelesnya Charm0.430.060.86046511627907
Return to RavnicaGuttersnipe0.390.050.87179487179487
Return to RavnicaIzzet Charm0.630.080.87301587301587
Return to RavnicaUltimate Price0.260.030.88461538461538
Return to RavnicaJudge's Familiar0.850.090.89411764705882
Return to RavnicaAzorius Charm0.740.070.90540540540541
Return to RavnicaRakdos Cackler0.310.020.93548387096774
Return to RavnicaSyncopate0.470.030.93617021276596
Return to RavnicaEthereal Armor0.40.020.95
Rise of the EldraziPathrazer of Ulamog1.941.690.12886597938144
Rise of the EldraziInquisition of Kozilek5.993.690.38397328881469
Rise of the EldraziNot of This World0.860.50.41860465116279
Rise of the EldraziWall of Omens1.420.760.46478873239437
Rise of the EldraziDistortion Strike0.990.420.57575757575758
Rise of the EldraziJoraga Treespeaker1.330.490.63157894736842
Rise of the EldraziSoul's Attendant0.950.330.65263157894737
Rise of the EldraziArtisan of Kozilek1.930.660.6580310880829
Rise of the EldraziHyena Umbra1.270.390.69291338582677
Rise of the EldraziAncient Stirrings0.640.140.78125
Saviors of KamigawaHand of Honor0.880.50.43181818181818
Saviors of KamigawaO-Naginata0.560.240.57142857142857
Saviors of KamigawaManriki-Gusari0.970.240.75257731958763
Scars of MirrodinPalladium Myr0.870.330.62068965517241
Scars of MirrodinIchorclaw Myr0.890.330.62921348314607
Scars of MirrodinMemnite1.10.380.65454545454545
Scars of MirrodinExsanguinate1.250.430.656
Scars of MirrodinMyr Galvanizer0.770.070.90909090909091
ShadowmoorDrove of Elves1.821.410.22527472527473
ShadowmoorSpectral Procession1.621.250.2283950617284
ShadowmoorUmbral Mantle1.991.20.39698492462312
ShadowmoorFirespout1.150.650.43478260869565
ShadowmoorSmash to Smithereens3.6620.45355191256831
ShadowmoorShield of the Oversoul1.520.830.45394736842105
ShadowmoorGuttural Response0.940.50.46808510638298
ShadowmoorLeechridden Swamp1.20.60.5
ShadowmoorCursecatcher8.364.120.50717703349282
ShadowmoorBoggart Ram-Gang0.860.40.53488372093023
ShadowmoorBeseech the Queen3.231.50.53560371517028
ShadowmoorMistveil Plains2.261.040.53982300884956
ShadowmoorKitchen Finks4.191.910.54415274463007
ShadowmoorManamorphose2.2210.54954954954955
ShadowmoorBloodmark Mentor0.820.330.59756097560976
ShadowmoorKulrath Knight1.210.480.60330578512397
ShadowmoorPrison Term0.890.350.60674157303371
ShadowmoorInkfathom Infiltrator1.30.50.61538461538462
ShadowmoorSteel of the Godhead0.850.250.70588235294118
ShadowmoorCerulean Wisps1.540.290.81168831168831
ShadowmoorMurderous Redcap0.910.150.83516483516484
ShadowmoorWilt-Leaf Cavaliers0.740.050.93243243243243
Shards of AlaraWild Nacatl0.980.30.69387755102041
Shards of AlaraSeaside Citadel1.710.520.69590643274854
Shards of AlaraSavage Lands1.080.240.77777777777778
Shards of AlaraCrumbling Necropolis10.220.78
Shards of AlaraBlightning0.830.180.78313253012048
Shards of AlaraRelic of Progenitus1.290.270.7906976744186
Shards of AlaraArcane Sanctum1.610.310.80745341614907
Shards of AlaraJungle Shrine1.070.190.82242990654206
Shards of AlaraBant Charm0.670.10.85074626865672
Shards of AlaraEtherium Sculptor0.620.070.88709677419355
Shards of AlaraTidehollow Sculler0.540.050.90740740740741
Shards of AlaraSigiled Paladin0.750.060.92
TherosMagma Jet0.560.370.33928571428571
TherosDissolve0.950.40.57894736842105
TherosFavored Hoplite0.290.060.79310344827586
TherosPhalanx Leader0.310.060.80645161290323
TherosFanatic of Mogis0.3301
TherosLightning Strike0.2901
Time SpiralHarmonic Sliver4.253.960.068235294117647
Time SpiralTelekinetic Sliver0.60.50.16666666666667
Time SpiralRift Bolt10.670.33
Time SpiralSpinneret Sliver0.630.380.3968253968254
Time SpiralGemhide Sliver0.980.50.48979591836735
Time SpiralParadox Haze1.930.90.53367875647668
Time SpiralDread Return1.250.580.536
Time SpiralMight of Old Krosa3.811.750.54068241469816
Time SpiralSidewinder Sliver0.530.160.69811320754717
Time SpiralChromatic Star1.260.360.71428571428571
Time SpiralKrosan Grip0.690.150.78260869565217
Time SpiralReturn to Dust1.190.240.79831932773109
Time SpiralMight Sliver0.70.10.85714285714286
Time SpiralVampiric Sliver0.550.050.90909090909091
WorldwakeLeatherback Baloth0.680.630.073529411764706
WorldwakeTectonic Edge3.7910.73614775725594
WorldwakeEverflowing Chalice0.920.210.77173913043478
WorldwakeGroundswell0.780.160.79487179487179
WorldwakeExplore0.810.080.90123456790123
ZendikarHedron Crab2.651.50.43396226415094
ZendikarSpell Pierce2.221.20.45945945945946
ZendikarVines of Vastwood1.910.850.55497382198953
ZendikarGatekeeper of Malakir0.790.290.63291139240506
ZendikarSpreading Seas0.60.210.65
ZendikarVampire Nighthawk0.960.320.66666666666667
ZendikarExpedition Map1.430.420.70629370629371
ZendikarBrave the Elements0.560.040.92857142857143

 

Circle of Protection: Life

By: Jim Marsh

Introduction: Daring Thief

I was in sixth grade when I was introduced to the darker side of the world of Magic. I sat across from an unfamiliar player in my school library and played a game much like any other. I probably cast a turn one Wall of Wood followed by a Wall of Ice to hold off attackers until I could cast a large threat like Serra Angel or Gaea’s Liege.

During one of my Untap steps a hand reached from behind me and grabbed my library. I turned around and chased down the purported thief. I walked back to my game to find my opponent and the rest of my cards missing. It was not until years later that I came to realize that the thief and my unknown opponent were working together. They would probably get together later and review their haul and split the proceeds between them. 

I thankfully did not own any Power or even those fancy dual lands that everyone was so keen on. I could probably replace what was taken for a couple of twenties at the time but at that age the loss was devastating. We as players form emotional attachments to our decks and as financiers we are keenly aware of the value tied to inked cardboard.

I have often read of tournament reports that were marred by stories of Vintage or Legacy decks that have gone missing or Cube players that do not return every card they drafted either by mistake or design. There have been numerous articles on blogs and websites about natural disasters that devastate homes and leave collectors starting again at square one. We belong to an amazing community and often those articles are followed up with friends and even strangers donating booster boxes, decks and small collections to help them rebuild.

When I am not spell slinging I am an Insurance Agent and so I would like to take an article to describe what we can do as players to protect ourselves from financial and emotional loss.

Collector Protector

The first thing I did after realizing that this was a topic that would interest you was to call up one of my underwriters. In the insurance world your agent will sell you a policy but the underwriter is the one that needs to review it and make sure that the risk is one that the carrier is willing to bind.

I asked the underwriter if they would be willing to insure a large collection of Magic cards. They were aware of them as a vague concept. They thought of baseball cards that you somehow play a game with. They told me that they would be willing to insure a collection of cards that was sitting safely in binders but that if they were used to play games that the risk would be uninsurable. They figured the Wear // Tear of game play would destroy the cards. I had to explain to them about the concept of protective sleeves. This settled them down a little. This underscores the importance of discussing your collection with someone who at least has a basic understanding of the concept of a trading card game.

The first lesson about insurance is that you are responsible for taking all reasonable precautions to protect the asset that you are asking the company to cover. This means that having a bunch of cards sitting in a shoe box may not get the job done. You want everything neatly organized in boxes or binders. I am not saying you need to sleeve every card in your collection but making sure that everything is appropriately stored and organized lets the insurance company feel that you are taking things seriously. I would also keep my collection away from any water sources or out of reach of small children and pets.

Reparations

If you are a homeowner with a mortgage you are required to have home insurance. Many of you apartment dwellers probably have renters insurance policies in place. I am going to discuss policies in general but coverage will vary from company to company and policy to policy so you will want to discuss this with a knowledgeable agent or company customer representative. If you are a vendor or derive a significant portion of your income from the sale of cards you will want to make sure that you have a Business Owner’s Policy in place with coverage for Inventory and Business Property.

Your Basic Home Insurance policy covers the most common causes of loss including theft, fire and accidental discharge or overflow of water. These are probably the biggest risks that you are concerned about. The term Home Insurance can be misleading. The policy will cover your Personal Property anywhere in the world and not just in your home. Keep in mind that your average policy will not cover flood or earthquakes. They get their own specialized policies.

No policy is ever going to cover neglect or intentional loss. You cannot play Rip It or Flip It and send the bill to your insurance company for the foil Tarmogoyf you unwittingly destroyed.

Your policy will list an amount next to Coverage C which is your Personal Property. This number is probably five or six digits. It is easy to look at that and never give it a second thought since you are covered. Keep in mind that this is meant to replace everything you own in the case of a total loss. This is the maximum that they will pay out in a claim situation. The company is more than willing to settle at a lower number if you cannot substantiate the loss that occurred.

If you read through your policy you will notice that there is a section that sets Special Limits for Personal Property. There are certain types of assets that have built in limits in your policy. Collections including stamps, comic books, coins and trading cards are among the types of assets that will normally be included. Most policies will set of limit of  around $1,000 as the maximum payout for any one loss. A single Modern or Legacy deck could max out that coverage and then some!

Catalog

Most of you will want to have your collections listed as Scheduled Property. This is how insurance companies cover Valuable Items. You will want blanket coverage for your collection. The instinct for an insurance agent that is scheduling personal property is to individually list each and every card on the policy. If you own a set of the Power 9 and that is all you care about insuring then this may be reasonable. Chances are that you have a collection that has tens if not hundreds of thousands of cards. Those cards probably range in price from pennies to hundreds of dollars each.

One of the advantages to having Scheduled Property instead of using your Personal Property coverage (in addition to higher available limits) is that you can insure your cards at Replacement Value instead of Actual Cash Value. Actual Cash Value is what you paid for the cards. This can be difficult to determine in some cases if you obtained a card through a trade or opening booster packs. If you have been playing for more than a couple years then you have probably want to cover cards like Sensei’s Divining Top at their fair trade value of $27 instead of the dollar you picked them up for when Champions of Kamigawa was still in Standard. Replacement Cost is how much it costs to replace the item at today’s market price.

The first question you will be asked is the value of your collection and how you calculated that amount. I highly recommend using the My Collection tool available for free on MTGPrice.com. It helps you enter your collection and track the value of your cards. You can both import and export spreadsheets so that you can update the value of your collection once or twice a year.

If a subset of your cards are stolen like your Cube or your Shardless Sultai Deck then decklists will be an invaluable resource to you. If you are anything like me then you have thousands of cards of bulk commons and uncommons laying around. You may not choose to list every copy of Rampant Growth that you have accumulated over the years but listing X thousand cards at $5 per thousand is reasonable and efficient ways to insure larger collections without bogging yourself down in endless minutiae. It is also relatively easy to keep track of a small list of sealed product like Booster boxes of Modern Masters or Innistrad that you are saving for a rainy day.

Order histories and receipts for major purchases can be helpful. I would recommend taking digital photos or a video of your collection. Make sure that you are close enough to the cards that you can easily distinguish the condition of your cards. If your cards are signed or altered then be aware that they will probably be considered damaged. You will want to keep your photographs or video somewhere safe that is not in your home. In the case of a fire it does you no good if your documentation is lost with the collection. Fortunately cloud storage has made this convenient and in many cases free.

High value cards especially those over $1000 may require an appraisal. You will be expected to pay for this yourself but unless you are holding Power or a Splendid Genesis then you will probably not have to worry about this part. This  will vary based upon the requirements of the insurance company that you are working with.

The cost of adding this coverage to your existing policy or getting a separate policy will obviously vary based upon the amount of coverage that you are purchasing but prices can range from the price of a draft a month to several hundred dollars a year.

Wake of Destruction

In the case that something is stolen or destroyed then the first thing you want to do is to document the loss. In the case of theft call the authorities and file a police report. This may not result in a grizzled detective canvassing the town and hunting down justice by any means necessary but it will provide paperwork showing that you have taken all necessary steps to potentially recover your property. The police and claims adjustor will want a detailed list of what was taken and having a handy spreadsheet will be infinitely more useful than a pencil and notepad after the fact. Emotions will be running high and you may not be able to remember if you traded away three or four Jittes for fetchlands earlier this year. I would also contact your local game store owner and let them know to be on the lookout for someone looking to sell a deck or cube that is identical to your own.

I spoke to a number of insurance companies in preparation for this article and one thing that surprised me was the number of underwriters who feel hesitant to take on new business of this kind due to fraudulent claims in the past. This is where your photos and videos will be worth their weight in gold. It is an unfortunate reality of the insurance industry but due to fraud Adjustors have to treat every claim as a potential crime against the company until you can prove how honest and trustworthy you are. As I said before during a loss you can feel hurt and vulnerable so having an Adjustor call and cross examine you in a half accusing tone can be very jarring and upsetting. The sooner you produce your evidence and they figure out that you are not trying to pull on over on them then the sooner the mood will lighten and checks can be approved.

Fiery Conclusion

Hopefully nothing does happen to your valuable collection. I know you have put in a lot of time, effort and memories into your cards. I hope that this was helpful and informative. Part of good Magic finance is protecting what we do have in an unpredictable world. If do follow this advise you will be able to breathe a little easier in the knowledge that if something happens to your cards then you will be able to rebuild and replace what you have lost. I know that this covers a lot of generalities but the ultimate details will be determined by your insurance provider of choice. This will vary from country to country, company to company and even across different policies depending on your endorsements and ultimately will be up to the Claims Adjustor that is assigned to you. This should at least leave you better equipped to start the conversation with your agent and to be prepared in case anything happens. I am open to any questions below and will do my best to give you as accurate and answer as possible without offering guarantees that I cannot substantiate.

I also want to take this time to announce that my time writing about the game we all love has come to a close for the current time. I have loved the opportunity to discuss cards with you and have enjoyed tremendous support from everyone here on the site. It has been a blast. However real life is making great demands on my time and I find myself having to make sacrifices to meet those demands. I wish everyone well as you embark on an exciting new metagame.

EDITOR’S NOTE: We’ll miss you Jim! Our sincere thanks for all your hard work and excellent articles! (AY)

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WEEKEND TOURNAMENT COVERAGE: OCT 24-26TH

by James Chillcott (@MTGCritic)

Weekend Summary

Across three major Standard tournaments this weekend, the story is clear: we are facing one of the most interesting and diverse Standard formats in recent memory. Sure, Jeskai Wins still managed to take down two of three major tournaments (Grand Prix Stockholm and SCG Open Minneapolis) but overall the field looked far more open than even a week ago with a number of new archetypes popping up as serious contenders for best deck in standard.

Across all three Top 8’s, here’s the archetype summary:

  • 4 Abzan Mid-Range + 1 Abzan Aggro
  • 4 Mardu Mid-Range (1 Winner)
  • 3 Jeskai Wins (2 Winners)
  • 3 Temur Mid-Range
  • 2 Whip Decks: 1 Sidisi UGB/1 GB
  • 2 GB Enchantress
  • 2 G/R Mid-Range
  • 1 Mono-Red Aggro
  • 1 U/W Control
  • 1 Jeskai Ascendancy Combo

Keep in mind none of these decks can be considered lucky shots as all of them survived 12-18 rounds of Swiss. Clearly this is a format that will reward careful meta-gaming and skilled play as it evolves.

Noteable cards of the weekend included:

  • Whip of Erebos: So powerful it has defined at least 3 different archetypes this year, this theoretically vulnerable artifact enchantment put multiple players over 100 life this weekend. If there is anything holding it back it’s the potential for these decks to generate incredibly grindy games that have trouble closing out despite the huge life gain. Perhaps something like Empty the Pits is needed to mop up?  Moving forward look for some upward pressure on the price towards $4-5 if these decks continue to perform.
  • Sidisi, Brood Tyrant: In the Sultai Whip versions, Sidisi performed well all weekend and looks set to climb.
  • Keru Spellcatcher came out of nowhere in the Top 8 semi-finals to steal a game for a Temur player that looked lost. It’s a one-of in a single Temur build so far, but my ears are perked up on the potential for a rise above bulk status.
  • Hornet Nest: Likewise, the RG Monster builds running four main deck Hornet Nest did some very nasty things to unsuspecting opponents and it’s possible that this M15 rare can snag a slot in more main decks if the ground keeps getting clogged up by mid-range decks.
  • Doomwake Giant & Pharika: The GB Enchantress decks may or may not catch on, but their ability to chain enchantments entering play through Pharika and the -1/-1 happy giant of doom might be one of the best one-sided wraths options in the format.

In other news Eternal Weekend crowned new Legacy and Vintage champs this weekend. In the Legacy portion of the tournament the buzz was all about the dominance of UR Treasure Cruise/Delver strategies, and it was a surprise to no one that the new Ancestral Recall clone took down the tournament with relative ease. Foil Treasure Cruise, which should by all usual standards by headed to $10 or less, is holding up well at $30 so far with only the spectre of a winter banning to hold it back thus far.

For the Timmies in the room, the presence of a Slivers based deck in the Top 8 had to be a highlight of the weekend, making all of those old rare Slivers in my trade binder shiver with anticipation of a Sliver revival.

The Vintage tourney was won by Marc Tocco playing his Oath of Druids deck with Griselbrand to a big win! Noteable cards in the Vintage decks included the strong showings by Dack Fayden, Treasure Cruise and Dig Through Time, much as expected.

Main Coverage

Between a European Grand Prix, the SCG Open Series and the TCGPlayer 50K Championship, we have several prominent Standard tournaments this weekend worth keeping an eye on for shifts in the metagame. With Eternal weekend unfolding to crown champs for Legacy and Vintage, we’re also seeing the ascent of Treasure Cruise in U/R Delver builds. Here’s how events are unfolded and what it means for your paper magic collection.

Grand Prix Stockholm

Top 8

Another standard Grand Prix Top 8 is on the books, and again we see strong evidence that this format is wide open for anyone with a creative deck and skillful play to challenge the top tables.

Here’s our Top 8 archetype breakdown:

  • 2 G/B Enchantress
  • 1 Jeskai Wins
  • 1 Mono-Red Aggro
  • 1 Temur Mid-Range
  • 1 GB Whip
  • 1 Sidisi Whip
  • 1 Abzan Mid-Range

Quarter-Finals:

  • Jeskai Wins ( Matej Zaltkaj) vs. G/B Enchantress (Matteo Cirigliano): Jeskai wins
  • Mono-Red Aggro (Gionvanni Rosi) vs. Temur Mid-Range (Einar Baldvinnson): Temur Mid-Range wins
  • GB Enchantress (Lukas Blohon) vs. Sidisi Whip (Christian Seibold): GB Enchantress wins
  • Abzan Mid-Range (Thiago Rodrigues) vs. Jeskai Wins (Alexander Pasgaard): Abzan Mid-Range wins

Semi-Finals:

  • Temur Mid-Range (Einar) vs. GB Enchantress (Blohon)
  • Abzan Mid-Range (Thiago)  vs. Jeskai Wins (Matej)

Finals:

  • Temur Mid-Range (Einar) vs. Jeskai Wins (Matej)
  • Matej takes down Grand Prix Stockholm with Jeskai Wins in convincing fashion. Congrats Matej!
  • In post interview coverage Matej explains that Dig Through Time should be a 1 of max in the deck to avoid clunky draws and stay fast.

Day 2

Day 2 Metagame Breakdown by WOTC coverage staff shows Abzan down to just 30% of the field, with Jeskai Wins joined by Mardu Mid-Range, both at 14% of field.  Sidisi Whip is the breakout deck of the tournament so far with multiple copies at the top tables and over 7% of the Day 2 metagame, again demonstrating that this format is far from binary and far from solved.

Mikael Magnusson is playing a Riddle of Lightning UR CounterBurn control deck leveraging Treasure Cruise/Dig Through Time for big damage alongside main deck Steam Augery, Nullify and Anger of the Gods. He’s 7-3 going into Round 11. Keru Spellsnatcher masquerading as an Ashcloud Phoenix jacks a Jeskai Charm pointed at it in morph mode to make one of the sexiest debuts of the tournament! Even jank rares are seeing play in KTK Standard. Magnusson then goes on to play an excellent Game 3 and go to 8-3 to keep his Top 8 dreams alive with his rogue deck design.

Round 12 Feature Match showcases UW Heroic vs. Jeskai Ascendancy Combo, highlighting just how deep the top tables are running at this 1000+ player tournament. Jeskai Combo goes to 10-2 looking very much alive as a viable top table contender.

10:20am EST: Christian Seibold wins his final match to run 12-2-1 and likely lock up a Top 8 berth with an attack from his Sagu Mauler out of his Sidisi Whip deck. Worth keeping an eye on Whip of Erebos, Hornet Queen, Sagu Mauler and Sidisi, Brood Tyrant as events unfold. Sagu Mauler is my pick for underrated beater in a standard where many decks have trouble dealing with outside of hornet tokens.

10:35am EST: This battle for Top 8 between Lindstrom and Juza demonstrates the raw lifegain potential of Whip of Erebos while also showcasing the extremely grindy nature of it’s matches against other mid-range decks, that often push the match to full time and potentially deadly draws.

When are 3 Wingmate Rocs not enough? When the Whip is in the house!
When are 3 Wingmate Rocs not enough? When the Whip is in the house!

Day 1

Grand Prix Stockholm represents the first major Euro-Standard gathering of the season, and so far the tournament is unfolding along expected lines.

After 9 rounds, heading into Day 2 the following players were all at least 7-1-1:

  • Sidisi Whip (Christian Siebold): 9-0
  • Temur Mid-Range (Einar Agu Baldvinsson): 9-0
  • Abzan Mid-Range (Oskar Skold): 9-0
  • (Thiago Rodrigues): 8-1
  • UB Control (Thomas Pettersson): 8-1
  • (Matej Zatlkaj): 7-1-1
  • Black/Green Enchantress (Lukas Blohon): 7-1-1
  • Temur Aggro (Christoffer E Larsen): 7-1-1

Note: We’ll post decks for these players as they are posted.

TCGPlayer 50K Championship

Day 2:

Mardu Mid-Range featuring Butcher, Elspeth and Wingmate Roc takes down the TCGPlayer 50K Championship in the hands of Andrew Baeckstrom!

Finals: We have a Mardu Mid-Range playoff for the finals! Butcher of the Horde will be on the podium this weekend no matter what, potentially exerting a bit of upward lift in his price. (Limited to this archetype, the ceiling is likely $4-5 unless it starts winning more broadly.)

Semi-Finals: There’s not a single Abzan or Jeskai deck left in the Top 4! Instead we’re treated to two Mardu Mid-Range decks, a Temur mid-range and a very sexy new R/G build. What a healthy format!

  • RG Mid-Range (Caleb) vs. Mardu Mid-Range (Cody)
  • Mardu Mid-Range (Andrew) vs. Temur Mid-Range (Eric)

Update: It appears that there may be a 4-way prize split going on with the semi-final competitors, with highly casual games in motion.

Quarterfinals:

  • Mardu Mid-Range (1st, Andrew Baeckstrom) vs. Abzan Mid-Range (8th, Josh McClain). Baeckstrom advances on the back of some strong play with Crackling Doom.
  • Temur Mid-Range (Eric Flicklinger) vs. Mardu Mid-Range (Brian Weller Davis). Temur takes this down to advance.
  • Mardu Mid-Range (Cody Lingelbach) vs Jeskai Ascendancy (Byrd)
  • RG Mid-Range (6th, Caleb Durward)  vs. Abzan Mid-Range (3rd,  Ray Perez). Caleb’s innovative RG deck (running 4 main deck Hornet Nest) handily puts Abzan to bed, locking it out of Top 8 on the strength of a back-breaking Setessan Tactics.

Day 1:

After 15 rounds a Sunday Top 8 has been declared, and here’s how it breaks down:

  • Mardu Mid-Range (Andrew Baekerstrom)
  • Mardu Mid-Range (Cody Lingelbach)
  • Mardu Mid-Range (Brian Weller-Davis)
  • Abzan Mid-Range (Raymond Perez Jr.)
  • Abzan Mid-Range (Josh McClain)
  • RG Mid-Range (Caleb Durward)
  • Temur Mid-Range (Eric Flicklinger)
  • Jeskai Ascendancy Combo (Mark-Antony Byrd)

Of special note here is the fact that the Mardu Mid-Range decks shoved into 37.5% of the Top 8. Sure, Abzan still nabbed 2 slots, but a win for Mardu here could be signal that the downward trend on Butcher of the Horde could reverse back into the $6-8 range, especially if the pattern repeats elsewhere this weekend. The presence of R/G Monsters, Temur Mid-Range and the Jeskai Ascendancy combo decks also demonstrates that many of their key cards need to be watched for action.  For Temur this means Savage Knuckleblade, Crater’s Claws and Rattleclaw Mystic are possibly on deck for gains. For Ascendancy, the central enchantment could easily be undervalued after losing value this week.

By far the most interesting deck in this Top 8 is the R/G Mid-Range piloted by Caleb Durward.  Running a full 4 copies of Hornet Nest in the main is a possible early sign that that card is undervalued in this format. A couple of sick on camera plays based on killing the Nest himself to drop blockers or attackers into play at key moments underscored some real under the radar potential that could see this card upgraded from sideboard to main deck duty in a broader context. Also of note in the deck were 3 main deck Setessan Tactics, set up to combo with the Hornet tokens deathtouch ability to wipe the board.  Appearances by two copies of Nissa, Worldwaker and 3 Xenagos, The Reveler, both planeswalkers most players had nearly written off as Tier 2, are also worthy of note. A win in the finals would put this practically brand new archtype into the spotlight and further demonstrate the depth of the current standard metagame.

 SCG Open: Minneapolis, MN, USA

Day 2 Top 8

Here’s our SCG Open Top 8 breakdown for the week:

  • 2 Jeskai Wins
  • 1 Abzan Mid-Range
  • 1 Abzan Aggro
  • 1 U/W Control
  • 1 Temur Monsters
  • 1 Mardu Mid-Range
  • 1 G/R Monsters

Quarterfinals

  • Mardu Mid-Range (2nd Donovan Schulz) vs G/R Monsters ( 7th, Derek Thill): R/G Monsters (Thill) wins
  • Temur Monsters( Robert Caladere) vs. U/W Control (Jeremy Bylander): U/W Control (Bylander) wins
  • Jeskai Wins (Aaron Glick) vs. Abzan Mid-Range (Nick Paulson): Abzan (Paulson) wins
  • Jeskai Aggro (Andrew Johnson) vs. Abzan Aggro (Mike Rekow): Jeskai Aggro (Johnson) wins

Semi-Finals

  • U/W Control (6th Jeremy Bylander) vs G/R Monsters (7th, Derek Thill)
  • Jeskai Aggro (Andrew Johnson) vs. Abzan Mid-Range (Nick Paulson): Jeskai Aggro (Johnson) wins

Finals:

  • U/W Control (Jeremy Bylander) vs Jeskai Aggro (Andrew Johnson)
  • Jeskai Aggro takes down the event in the capable hands of Andrew Johnson to demonstrate that Jeskai is still a Tier 1 standard mainstay

 

 

James Chillcott is the CEO of ShelfLife.net, The Future of Collecting, Senior Partner at Advoca, a designer, adventurer, toy fanatic and an avid Magic player and collector since 1994.

WEEKEND PRICE UPDATE: OCT 25TH/14

By James Chillcott (@MTGCritic)

Here’s your weekly update on what’s been shifting around in price in the world of paper Magic: The Gathering this week. This week, the story is much more about what’s falling than what’s rising as the overinflated EV (estimated value) of Khans of Tarkir packs starts to fall back to earth.

5 Winners of the Week

1. Waves of Aggression (Eventide, Rare): $2.15 to $4.49 (+109%)

Format(s): Modern + EDH

The upswing on this card is squarely rooted in it’s appearance in a new Modern combo deck that uses Goryo’s Vengeance to bring back Narset, Enlightened Master and take extra attack steps to demolish the opponent as early as turn 2. The card is likely to fall back a bit before enjoying a slow but steady increase as additional uses are found, but I would be a seller on any stray copies I happened to have lying around.

Verdict: Sell

2. Hushwing Gryff (M15, Rare): $1.31 to $2.72 (+108%)

Format(s): Standard + Modern

It pulled some Top 8 camera time at the Pro Tour a few weeks back and word has slowly been spreading that this card might be one of the best answers to cards like Siege Rhino, Wingmate Roc and Sidisi by blunting their comes-into-play abilities. With Rabblemaster already proving that M15 rares carry strong gain potential, the question now becomes whether Gryff can find multiple homes and set up shop as a staple or fall back toward bulk on limited top table play. I stored 12 copies at $1, but I’m in no rush to unload now as a future home in Modern seems likely and the post-fee profits aren’t very compelling as of yet.

Verdict: Hold

3. Perilous Vault (M15, Mythic): $6.93 to $8.66 (+25%)

Format(s): Standard

The big gainer’s fall off pretty quick this week, but the big Vault shows it still has some gas in the tank as an M15 mythic with applications in multiple control builds in the new standard that have interest in wiping boards completely.  This card needs some top table finishes in the near future to push over $10 and towards $15 so I’m now comfortable holding until we see how the format evolves, with an eye to getting out if things shift heavily toward aggro.

Verdict: Hold

4. Shivan Reef (M15, Rare): $7.49 to $8.65 (+15%)

Format(s): Standard + Modern

The price on this heavily reprinted rare dual land is being pumped up by the widespread adoption of Jeskai Wins and Jeskai Ascendancy decks. You had a shot at picking these up this summer under $3, so now is a good time to get off the train if you’re holding. Otherwise, you can reliably wait until next summer to get back in for your personal collection.

Verdict: Sell

5. Thoughtseize (Theros, Rare): $16.24 to $19.49 (+20%)

Format(s): Standard + Modern + Legacy

Thoughtseize is to Theros block as Abrupt Decay was to Return to Ravnica, meaning that it’s a multi-format all-star you should have been snapping up by the dozen when the card as under $10 during the summer lows.

Verdict: Hold

5 Top Losers of the Week

1. Jeskai Ascendancy (Khans of Tarkir, Rare): $4.42 to $2.61 (-41%)

Format(s): Standard

This combo bad boy is dropping for a few different reasons. Firstly, it hasn’t been posting enough top table results to make people really respect the card in Standard. Secondly, there’s the general downtrend of KTK rares that is finally kicking in as more product floods the market. Finally, there’s the fear that the card will be banned in Modern this winter for degeneracy. For what it’s worth I think it’s much more likely that Treasure Cruise gets banned in Modern instead of Jeskai Ascendancy as there simply aren’t enough high profile Modern events between now and the next ban list release to prove the combo is too dominant to live.  At $4-5 this was a hold, but if we can get copies under $3 I’m a buyer as the card has applications in many formats and the Standard deck could easily improve with help from forthcoming sets.

Verdict: Buy

2. Dig Through Time (Khans of Tarkir, Rare): $10.29 to $7.82 (-24%)

Format(s): All Constructed Formats

This drop has nothing to do with the power and reach of this card, and everything to do with the general decline in KTK card prices that will unfold into the holidays. Over $10 I was a seller, but in the $5-7 range I’m a buyer for long term holds since the card is an all-time all-star , with the caveat that a slight ban potential in Modern could injure the spec in a big way.

Verdict: Buy

3. Wooded Foothills (Khans of Tarkir, Rare): $13.06 to $10.98 (-16%)

Format(s): Standard, Modern, Legacy, EDH

All of the KTK fetchlands are headed south as expected, and should settle into the $8-14 range depending on Standard usage by the holidays. Interestingly Polluted Delta is still holding the highest price of the five, a situation that should correct itself in favor of Foothills and Windswept Heath, ie the two lands that are actually seeing the most standard play. I’ll be buying a couple of full playsets of these lands, but I’ll happily wait until they bottom out to snatch them up.

Verdict: Sell/Trade

4. Sarkhan, the Dragonspeaker (Khans of Tarkir, Mythic) 36.56 to 31.51 (-14%)

As predicted a lack of dominant play and the downtrend for KTK is pulling Sarkhan down a bit. If you’re going to play him, feel free to hold, but if not, I’d be looking to trade into fetches at their lows, since their long term potential far exceeds Sarkhan, who won’t be a great target for gains until he rotates. For him to bounce back this fall, the Mardu planeswalkers deck that Brad Nelson and crew ran back at GP Los Angeles last weekend needs to post some big results across a few important tourneys to unseat Jeskai Wins and Abzan as the assumed dominant decks.

Verdict: Sell/Trade

5. Nissa, Worldwaker (M15, Mythic) $40.59 to $36.94

Is she powerful? Of course she is? Is she owning top tables? Nope. Price memory should keep her over $30 for a while longer, but she’s really not winning enough games to justify this price.

Verdict: Sell

Quick Hits:

  • See the Unwritten is my pick for one of the few undervalued cards in Khans of Tarkir. Easily available around $4, this card has major short, mid and long term upside potential in Standard, Modern (possibly) and EDH.
  • Russian boxes of KTK are sold out across Russia. Think about that for a second. An entire country is old out. They’re drafting English KTK because they’ve cracked everything they could get their hands looking for foil fetch lands. If you’re local LGS is holding foreign Japanese, Korean or Russian boxes, you should be pouncing all over them. Throw them in the closet and smile hard in 2 years when you flip them for 150+% upside.
  • The 2014 SDCC Black Planeswalkers sets are available online below $325 and many vendors are offering above $400 for the 6 cards contained within. I traded a set for $465 in store credit last week. This makes no mathematical sense so get on it.

James Chillcott is the CEO of ShelfLife.net, The Future of Collecting, Senior Partner at Advoca, a designer, adventurer, toy fanatic and an avid Magic player and collector since 1994.

ADVERTISEMENT:  Grimoire Beta Edition – A stylish storage for your cards. Everything in magic is about favor and style. Your deck is cool, your mat is sweet, so should your cards. Check out our awesome deck storage – The Grimoire Beta Edition.

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